Notification deadlineResident and owner/licensee notice no later than 45 days from discovery or notification of the breach, subject to law-enforcement delay; if delayed for law enforcement, notice is due no later than 45 days after law enforcement determines notification will not compromise the investigation. Consumer-reporting-agency notice for more than 1,000 persons is due without unreasonable delay.
Who must be notifiedTennessee residents whose personal information was, or is reasonably believed to have been, acquired by an unauthorized person in a breach of system security. The reviewed Tennessee breach-notification section did not verify a routine Attorney General breach-reporting trigger; the Attorney General may enforce identity-theft and consumer-protection obligations under related provisions.
Consumer-reporting-agency thresholdNotify all consumer reporting agencies and nationwide credit bureaus without unreasonable delay when the information holder discovers circumstances requiring notification to more than 1,000 persons at one time.
Consumer-notice triggerTennessee does not impose a routine Attorney General filing trigger in the reviewed breach-notification section, but it requires notice to all consumer reporting agencies and nationwide credit bureaus without unreasonable delay when notification is required for more than 1,000 persons at one time.
Tennessee breach notification fields
FieldVerified valueUse in the incident file
StatuteTenn. Code Ann. § 47-18-2107Link the decision record to the official citation
DeadlineResident and owner/licensee notice no later than 45 days from discovery or notification of the breach, subject to law-enforcement delay; if delayed for law enforcement, notice is due no later than 45 days after law enforcement determines notification will not compromise the investigation. Consumer-reporting-agency notice for more than 1,000 persons is due without unreasonable delay.Sort multi-state response work by the shortest stated clock
ResidentsTennessee residents whose personal information was, or is reasonably believed to have been, acquired by an unauthorized person in a breach of system security.Identify whether affected residents receive notice
RegulatorThe reviewed Tennessee breach-notification section did not verify a routine Attorney General breach-reporting trigger; the Attorney General may enforce identity-theft and consumer-protection obligations under related provisions.Record AG or regulator portal review
Consumer-reporting agenciesNotify all consumer reporting agencies and nationwide credit bureaus without unreasonable delay when the information holder discovers circumstances requiring notification to more than 1,000 persons at one time.Check whether the affected count crosses a CRA threshold
Consumer triggerTennessee does not impose a routine Attorney General filing trigger in the reviewed breach-notification section, but it requires notice to all consumer reporting agencies and nationwide credit bureaus without unreasonable delay when notification is required for more than 1,000 persons at one time.Tie notice analysis to the statutory trigger, not an unsupported assumption

What this state lookup shows

Tennessee fields are rendered from the verified state dataset only when the field exists. No deadline is inferred when the data does not state one.

Tenn. Code Ann. § 47-18-2107 is the statute citation retained for this lookup, and the state page links to the official statute source when available.

Tennessee does not impose a routine Attorney General filing trigger in the reviewed breach-notification section, but it requires notice to all consumer reporting agencies and nationwide credit bureaus without unreasonable delay when notification is required for more than 1,000 persons at one time. The consumer trigger matters because the clock usually starts only after a legally meaningful incident analysis, not merely because an IT alert appeared.

The last verified date for this Tennessee lookup is 2026-08-13. Use that date as a prompt to refresh counsel review before making a live notification decision.

How to use it during an incident

Start with containment and evidence preservation, then identify affected resident states and compare the shortest stated deadline first.

A practical incident file should record discovery time, encryption status, systems involved, affected consumer count, vendor involvement, and the person responsible for counsel review.

For Tennessee, the WISP should say where the notification decision log lives, who contacts counsel, who checks the regulator portal, and who approves any consumer notice before it is sent.

This lookup pairs with the Incident Response Plan because the plan owns the workflow: intake, escalation, containment, preservation, notice analysis, communications, and final review.

How it fits the WISP

A WISP should not guess at state-law outcomes; it should make the breach-review path fast, documented, and source-linked.

Pair this lookup with the Tennessee WISP requirements page so the firm's written program names the state-aware incident path before an event happens.

Policywright keeps the breach clock separate from the policy packet: the lookup tells you what to review, while the generated packet assigns owners, evidence records, remediation steps, and review cadence.

Not legal advice. A qualified lawyer should confirm whether the incident facts meet a statutory definition, whether substitute notice or regulator notice applies, and whether another state or federal rule changes the timeline.

FAQ

Is this Tennessee lookup legal advice?

No. It is a source-linked lookup for incident planning and should be reviewed with qualified counsel before relying on it in a live notification decision.

What if affected residents live outside Tennessee?

Use the multi-state lookup page and include every state where affected residents may live. The comparison table sorts selected states by the shortest stated deadline first.

Does this replace the FTC Safeguards Rule notice analysis?

No. State notice review is separate from the federal Safeguards Rule and 16 CFR 314.4(j) analysis. A serious incident file should preserve both review tracks.

Sources

This tells you the clock.

Policywright writes the plan that starts it.

Build the plan
Policywright is a configurable template product, not a law firm and not legal advice. State breach deadlines and legal reliance should be reviewed with qualified counsel before launch or use.